Clark Finance
Buy To Let

Buy To Let Mortgages
​​Letting out your main home or looking to buy an investment property?

Speak to our Experts today on 0204 51​8 2215 

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Buy To Let Mortgages available

We understand the different types of buy to let finance and can help you reach your goals

  • Buy to Let mortgages - Single lets for a singular household. These are typically houses or leasehold flats. These are most common type of investment property in the UK. 
  • Let to Buy mortgages - Looking to rent out your existing home and buy another home. We have access to low cost lenders who will help you refinance and buy your next home.
  • Limited Company Buy to Let mortgages - A tax efficient way of holding a buy to let property (Click here for more information).
  • Houses of Multiple Occupation (HMO) mortgages - Properties with 3 or more unrelated households. These can range anywhere from 3 tenancy agreements up to 12 plus tenancy agreements under a single property. A great way of getting more rental income (Click here for more information).
Why Clark Finance?
  • 85% Loan to Value (LTV) mortgages available
  • 100% Loan to Value (LTV) available with additional security
  • No minimum income required
  • No maximum age requirements
  • Personal or Limited Company finance available
  • Interest only mortgages available
  • Ex-Pat & Foreign national mortgages available
  • Second charge finance available

No Minimum Income required

For those on incomes below £25,000

No Maximum Age requirements

We have access to lenders with No Maximum Age Limit

Interest Only Mortgages

Interest Only Mortgages are great for increasing your monthly cashflow


Limited Company Buy to Let

Tax Efficient Companies which enable you to claim back the Mortgage as an expense to the business

Limited Company (SPV)
Personal Name
Limited Company (SPV)
        • A tax efficient way of holding a buy to let property (tax advise is advised)
        • Due to the rapid expansion in this area of the years, rates have fallen as more and more lenders have added limited company rates to their range of existing products
        • The most common type of Limited Company Finance is a Special Purpose Vehicle (SPV) Company 
        • A SPV Company is a company which is set up with no previous trading history, this Company then acts as a property holding company which is used for the sole intention of buying, selling and renting out properties
        • For more information please open the Limited Company Page or Call us now on 0204 518 2215
      Personal Name

      • Buy To Let has been growing in popularity for several decades amongst those looking to increase their disposable income, bolster their pensions or retire early
      • The main benefit for buying in Personal Name is the access to cheaper rates.
      • Buy to Let (Single) refers to a normal residential house or flat with a single tenancy agreement in place between tenants who are all related such as a couple, family or possibly a single tenant                                                                                              
      • We understand the different types of buy to let finance and can help you reach your goals
      • For more information please Call us Now on 0204 518 2215

      Are house prices increasing or decreasing?

      The below graphs give an indication on how house prices are increasing or decreasing. This is from the Halifax House Price Index

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      Clark Finance Ltd
      Registered in England and Wales No: 13224940

      0204 518 2215

      info@clark.finance

      Clark Finance, Bedford Heights, Brickhill Drive, Bedford MK41 7PH

       Clark Finance Ltd is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 711260. Not all services we offer are regulated by the FCA. The FCA does not regulate Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

                                        

      The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. There will be a fee for mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £699

      Your property may be repossessed if you do not keep up repayments on your mortgage 

       "Clark Finance" is a trademark of Richard Clark all rights reserved © 2020